Flats in Spain for sale
Purchase a flat in Spain without commission through the Polish agency GoSpain. Prices for new flats in Spain start at around €150,000. We offer flats by the beach, with a swimming pool and views of the sea or golf courses. In many cities on the Costa Blanca and Costa del Sol. Over 300 days of sunshine for free! Trust an experienced Polish company.
Flats in Spain – current offer – catalogue 2025
Spain continues to attract people looking for flats in Spain for sale, both as an investment and as a place to live. The property market in this Mediterranean country offers a wide range of opportunities, from modern flats in Spain in bustling cities to cosy flats in Spain located in seaside resorts.
As GoSpain, an agency specialising in the sale of flats in Spain, we have observed a steady increase in interest in Spanish property among Poles. Our team of experts helps clients find their ideal flats for sale in Spain, meeting their expectations in terms of location, size and budget.
Why is it worth buying a flat in Spain?
The decision to purchase a flat in Spain may be motivated by various factors. Here are the most important reasons why investors decide to buy:
Climate and lifestyle
Spain boasts one of the best climates in Europe, with over 300 sunny days per year in many regions. Apartments in Spain allow you to enjoy mild winters and long, warm summers. The Spanish lifestyle, which values relaxation, social gatherings, and celebrating meals, is an additional asset for those tired of the hustle and bustle of northern Europe.
Investment potential
Apartments for sale in Spain represent an attractive investment for several reasons:
- Stable growth in property values in popular regions
- Ability to generate income from short-term (tourist) rentals
- Relatively low maintenance costs compared to other European countries
- Favorable mortgage interest rates for foreign buyers
Retirement prospects
For many people, purchasing an apartment in Spain is part of retirement planning. The mild climate, high quality healthcare, and lower cost of living make apartments in Spain an ideal choice for seniors looking for a comfortable place to spend their golden years.
Answer: Absolutely yes. Apartments in Spain in popular tourist locations can generate a return on investment of 5-7% annually from short-term rentals, especially during the tourist season. Additionally, property values in attractive regions are steadily increasing.
Types of apartments available in Spain
The apartment market in Spain is extremely diverse. Here are the most important categories of available properties:
Modern apartments in city centers
Apartments in Spain located in large cities like Barcelona, Madrid, or Valencia attract investors who value urban lifestyle. These modern apartments in Spain often offer:
- Innovative architectural solutions
- Proximity to cultural attractions, restaurants, and shops
- Excellent public transportation
- Rental potential for students and professionals
Seaside apartments in resorts
The most popular category among Polish clients are apartments in Spain located in seaside resorts. These comfortable apartments in Spain offer:
- Sea views or proximity to the beach
- Access to swimming pools and other recreational facilities
- Excellent potential for tourist rentals
- International communities with infrastructure adapted to the needs of foreigners
Exclusive apartments in luxury complexes
For the most demanding clients, the market offers exclusive apartments in Spain, which are distinguished by:
- Prestigious locations (first beachfront lines, historic centers)
- High standard of finishing and materials
- Comprehensive amenities (spa, gyms, concierge)
- 24-hour security and privacy
Affordable apartments in developing regions
For people with a limited budget, there are also cheap apartments in Spain, located in less popular but developing regions. These apartments for sale in Spain offer:
- Lower purchase prices while maintaining good standards
- Potential for value growth along with regional development
- Authentic Spanish experience away from mass tourism
- Lower maintenance costs
Did you know that…? Apartments in Spain from the primary marketare subject to a 10-year construction warranty (Seguro Decenal), which protects the buyer from construction defects. This is an additional safeguard worth considering when choosing between a new and used apartment.
Where to look for apartments in Spain? – The most popular regions for buying apartments in Spain
The choice of location for an apartment in Spain depends on individual preferences and purchasing goals. Here are the regions enjoying the greatest popularity among buyers:
Costa del Sol (Andalusia)
Apartments in Spain located on the Costa del Sol are synonymous with luxury and prestige. This region, with Malaga and Marbella at the forefront, offers:
- Over 320 sunny days per year
- Excellent infrastructure for foreigners
- Numerous golf courses and marinas
- Direct flights from Poland year-round
Costa Blanca (Valencian Community)
Apartments for sale in Spain in the Costa Blanca region (with Alicante and Torrevieja) attract people looking for a favorable quality-to-price ratio:
- Lower prices than Costa del Sol with similar climate
- Extensive infrastructure for retirees
- Excellent flight connections through Alicante airport
- Large international community, including Polish
Tips for choosing a region for an apartment in Spain:
- Visit the chosen region at different times of the year to experience climate changes and tourist traffic intensity
- Check transportation connections – availability of flights from Poland, local public transport
- Assess medical infrastructure, especially if you’re planning to move in retirement
- Research rental potential if the apartment is to be an investment (tourism seasonality, average rental rates)
- Pay attention to the presence of a Polish community, which can facilitate adaptation and finding services in Polish
The process of buying an apartment in Spain – legal aspects
Buying an apartment in Spain involves specific legal procedures that differ from Polish ones. Here are the most important aspects worth knowing:
Essential documentation
When purchasing an apartment in Spain you will need:
- NIE (Número de Identidad de Extranjero) – Spanish tax identification number for foreigners
- Spanish bank account (to pay taxes and transaction costs)
- Notarial power of attorney (if you cannot personally attend the notarial act)
- Funds to cover transaction costs (approximately 10-14% of the purchase price)
Stages of the purchase process
The process of buying an apartment in Spain includes the following steps:
- Finding a suitable apartment for sale in Spain
- Price negotiations and signing the preliminary reservation agreement
- Payment of reservation deposit (usually 3000-6000 EUR)
- Signing the preliminary contract (Contrato de Arras) and payment of usually 10% of the price
- Legal examination of the property (due diligence)
- Preparing financing (if needed)
- Signing the notarial deed and handing over the keys
- Registration of ownership in the Spanish property register
Taxes and fees related to the purchase
When buying an apartment in Spain, you should consider the following taxes and fees:
- IVA and AJD – 10% VAT + 1-1.5% stamp duty (for new apartments)
- ITP – Property transfer tax (8-11% depending on the region) for apartments from the secondary market
- Notary and registry – Total approximately 1-2% of the property value
- Agency commission – Usually paid by the seller, but it’s worth confirming
Financing the purchase of an apartment in Spain
The purchase of an apartment in Spain can be financed in several ways:
- With your own funds – the simplest option that allows you to avoid credit costs
- Through a mortgage in a Spanish bank – also available for foreigners, although conditions differ from those offered to residents
- Through a mortgage in a Polish bank (secured by property in Poland)
- With the help of an investor or as part of co-ownership options
As GoSpain, we offer our clients assistance in finding the most favorable financing option, including support in the process of applying for a mortgage in a Spanish bank.
Answer: Yes, foreigners (including Poles) have the same rights to purchase apartments in Spain as Spaniards. The only additional requirement is obtaining a NIE number. Moreover, foreigners can also apply for mortgages in Spanish banks, although conditions may differ from those offered to residents.
How to safely buy an apartment in Spain – avoiding pitfalls
Buying an apartment in Spain is a serious decision that requires proper preparation. Here are some tips on how to avoid the most common pitfalls:
How to avoid problems when buying an apartment in Spain:
- Hire an independent inspector who will thoroughly check the technical condition of the chosen apartment in Spain (electrical installations, plumbing, potential construction problems)
- Make sure the seller has all necessary documents and permits, especially for apartments in Spain after renovation
- Carefully check the legal status of the property in the registry (Registro de la Propiedad) to exclude mortgage encumbrances
- Verify whether the apartment has a tourist license if you plan short-term rental
- Use the services of a reputable real estate office with experience in serving foreign clients
At GoSpain, we offer comprehensive legal examination of each apartment in Spain before purchase, which minimizes the risk of unforeseen problems in the future.
Frequently asked questions about apartments in Spain
Answer: Prices for apartments in Spain vary significantly depending on the region. In popular tourist areas on the Costa del Sol, prices start from approximately 2000-3000 EUR per m², on the Costa Blanca from 1500 EUR per m², and in large cities like Barcelona or Madrid from 3500 EUR per m². In Madrid, the median property prices are around 3900 EUR per m² (with an annual growth of 41%), while in Barcelona around 2600 EUR per m². In towns such as Alicante or Torrevieja, prices are around 2100-2300 EUR per m². Cheap apartments in Spain can be found in less tourist-popular regions, where prices start from as low as 1000 EUR per m². For an amount from 150,000 EUR, you can purchase a fully furnished apartment in Spain on the coast, where the season lasts many months.
Answer: Apartments in Spain involve similar maintenance costs to Poland, and in some aspects even lower. Main expenses are: annual property tax (IBI) – 0.4-1.1% of cadastral value, community fees in multi-family buildings (30-100 EUR per month depending on standard and amenities), apartment insurance (150-300 EUR annually), utilities (water, electricity, internet – comparable to Polish prices), as well as garden and pool maintenance costs (if applicable). Total annual maintenance costs for an apartment in Spain depend on its size, location, and standard, but for a typical apartment of 70m² usually amount to 1500-2500 EUR annually.
Answer: Yes, apartments in Spain can be rented both short-term (tourist) and long-term. However, it should be remembered that in some regions (e.g., Balearic Islands, Barcelona) there are restrictions on short-term rentals that require obtaining an appropriate license. Long-term rental is subject to fewer restrictions but is associated with lower profitability.
Answer: Both apartments in Spain from the primary market and secondary market have their advantages. New apartments offer modern solutions, energy efficiency, and a 10-year construction warranty, but are usually more expensive. Apartments from the secondary market may offer better locations (especially in city centers), lower prices, and renovation potential that increases value, but may require renovations and do not always meet contemporary energy standards.
Answer: Simply purchasing an apartment in Spain does not automatically grant the right to permanent residence. As an EU citizen, a Pole has the right to stay in Spain for 3 months without formalities. For a longer stay, you need to register as a resident, which requires proving possession of sufficient means of living and health insurance. Owning an apartment facilitates this process but does not replace formal requirements.
GoSpain – experts in selling apartments in Spain
As a real estate office specializing in apartments for sale in Spain, GoSpain offers comprehensive support at every stage of the purchasing process:
Our services include:
- Professional consulting in choosing the right apartment in Spain
- Organization of property viewing visits
- Assistance in price negotiations
- Conducting legal examination of the property
- Support in obtaining a NIE number and opening a bank account
- Assistance with signing contracts and the notarial deed
- Help in managing the apartment in Spain after purchase (including rental)
Why choose GoSpain?
- Years of experience in the Spanish real estate market
- Team of Polish-speaking experts with knowledge of local regulations
- Wide range of apartments for sale in Spain in various regions and price ranges
- Comprehensive service from searching to finalizing the purchase
- Free legal assistance throughout the entire purchase process – our market distinguisher
- After-sales services, including rental management
How to start searching for an apartment in Spain?
If you are interested in purchasing an apartment in Spain, here are some steps that will help you start the process:
1. Define your preferences – think about your budget, preferred region, type and size of apartment, and purpose of purchase (investment, vacation, relocation)
2. Contact GoSpain – our advisors will help clarify your needs and present appropriate offers of apartments for sale in Spain
3. Plan a viewing visit – we organize familiarization trips during which you can view selected apartments in Spain and get to know the region
4. Make a decision – after choosing the right apartment, we will help with negotiations and formalities
5. Enjoy your apartment in Spain – after completing the purchase, we provide support in property management
Buying an apartment in Spain is an important life and investment decision. With GoSpain, this process becomes simple, safe, and satisfying. Contact us today to start your Spanish adventure!